April 17th, 2012
The Consumer Health Assistance Program (CHAP) in Texas is about to end April 15, 2012. This is a federal program that assists people in finding Texas health insurance plans and gives them information about the health care reform law. However, since federal funding for this program was not renewed, patients might have to find alternative methods to get the needed information to better understand Texas health insurance.
Here on our website, you can get educational resources to help you stay
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April 16th, 2012
Leah Beth Allekian, age 37, is running for the Doug Flutie Jr. Foundation for Autism. She says, "This is a cause that is close to my heart since I have a brother with special needs. The foundation is dedicated to supporting individuals with autism and their families. I also want to show my children two things: how important it is to give back to others, and how to set a goal and achieve it." She's training through a group called CharityTeams that helps her raise funds, and this will be the first
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April 13th, 2012
Health care reform was created by the Obama administration in an attempt to revolutionize the healthcare industry. The goals were to lower consumers' premiums, expand coverage to millions of uninsured, increase benefits and bend the cost curve of aggregate spending. However, with the rules set by the Affordable Care Act, it will encourage hospital mergers.
The negotiation that takes place between health care providers (such as merged hospital groups) and insurance providers includes discussion
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April 9th, 2012
Cris Krupinski is a widow with three children that ran her own business for many years now. With the expenses brought about by being a single parent and having three children, she has trouble budgeting her limited income. She also found that her health insurance premium rate regularly increases every 18 months which troubles her a lot.
Fortunately, she found a way to keep her health insurance premium low. The secret is switching her current plan to one with a high-deductible. Instead of her money
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April 2nd, 2012
If you follow the New Year's tradition, you have your resolutions for 2012. What many do not consider, however, is that some popular New Year’s resolutions can actually help you lower Texas health insurance rates. Have you heard the term “financial health”? Financial health is getting more for your money, reducing your risks, keeping more money in your pocket and handling the unexpected.
To keep more money in your pocket, make it a habit to compare Texas health insurance rates every year.
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March 29th, 2012
Obesity has become an even greater health threat than smoking because it’s linked to so many life-threatening conditions. Even before it becomes severe, being overweight can rob you of energy and stop you from enjoying fun with your family. Furthermore, health insurance companies see obesity as a “financial risk” and charge you higher Texas health insurance premiums.
You may know that Texas health insurance helps you stay healthy with free preventive services. Do you realize that includes
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March 25th, 2012
When you apply for a Texas health insurance plan, your medical history is scrutinized. Your application could be denied completely or a pre-existing condition could be excluded from coverage. Either way, you’ll have to pay more for health care.
Underwriting is not immutable, though. With the right agent on your side, you may be able to get more coverage from your Texas health insurance even though your health is not perfect.
Our TX health insurance advisors will work with underwriters and
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March 21st, 2012
Texas health insurance plans have a wide range of deductibles, co-pay charges and different provider networks. The networks that are available with HMO and PPO plans are called managed care options. While both alternatives have certain benefits, PPOs or Preferred Provider Organizations are very popular because they offer significant discounts for care from in-network providers.
You can take advantage of these discounts before you have met the plan's deductible to cut your out-of-pocket costs
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March 17th, 2012
Are you having trouble finding a Texas health insurance plan that works for you? Not all Texas health insurance agents are thoroughly informed about what kinds of coverage are available. The health insurance industry can be very complicated. There are agents out there who rarely update themselves with the new Texas health insurance plans available in the market today.
There are big differences in health insurance for Texas being offered by various insurance companies. If you frequently
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March 13th, 2012
Some people are paying a huge amount of money just for their prescriptions. It is true that not all Texas health insurance plans provide coverage for medication. However, that doesn’t mean you have to pay outrageous out-of-pocket expenses. There are other ways to reduce the cost of refilling your prescriptions.
You can check with the Prescription Wizard online to find the lowest price for your prescriptions in your area. You may not realize it, but comparing prices on your medication can
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